NPS national pension scheme

NPS is it worth to consider for retirement plan

At age 60, maximum 60 per cent of the corpus can be withdrawn while annuity is paid on the balance 40 per cent of accumulations. Although, maturity corpus was made partially tax-free by giving tax-exempt status to 40 per cent of the corpus amount, the balance 20 per cent of the corpus that can be withdrawn still remains taxable. One may, however, defer the lump sum withdrawal till age 70, or to avoid paying taxes on this balance, one may club it with 40 per cent annuitisation amount to buy annuity.

Retirement-planing

Retirement Planning

Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program and managing assets. Future cash flows are estimated to determine if the retirement income goal will be achieved.

tirupati-temple

Tirupati Darshan Guide

Tirupati Balaji Travel Guide provides basic information about travelling to Triupati Balaj and Tirupati Balaji darshan.  Tirupati Balaji Temple is among the richest temples in the world and perhaps the most crowded. On an average 50,000 to 100,000 devotees visit the Tirupati Balaji temple at Tirumala every day. Keeping in mind the huge number of devotees, the temple trust – Tirumala Tirupati Devasthanams – popularly called TTD

tirupati-temple

Holy place Tirupati Temple and it’s History

Lord Venkateswara Temple at Tirumala (Tirupati) is one of the most famous temples in India. With more than 35 million pilgrims visiting the temple every year, it is one of the most visited holy places and also one of the richest temples in the world. Built on the Venkata Hill, which is a part of the famous Seshachalam Hills, Tirupati Temple is considered as one of the holiest shrines by the Hindus. According to a legend, Lord Vishnu assumed the form of Sri Venkateswara to save mankind from the adversities of Kali Yuga.

budget

2019 Intrim budget key highlights

“A number of measures have been implemented to ensure clean banking. Through a transparent and accountable process, we (have) recognised NPAs,”

“There were high stressed and non-performing assets (NPAs) amounting to Rs 5.4 lakh crore in 2014. Many more were hidden through restructuring or otherwise which were discovered during Asset Quality Reviews and inspections carried out since 2015,”

choose-best-credit-card-for-you

How to choose a Best Credit Card

There are hundreds of credit cards available, so shop around to get the one that suits you best.
Start by thinking about what you want to use the credit card for. This could be to buy things on line or on holiday, to pay your bills or to spread the cost of a purchase. However you choose to use your card, the key thing is whether you will be paying off what you owe every month or spreading repayments over a period.

Advantage and disadvantage if credit card

Advantages and disadvantages of Credit Card

protection of Purchases – Credit cards may also offer you additional protection if something you have bought is lost, damaged, or stolen. Both your credit card statement (and the credit card company) can vouch for the fact that you have made a purchase if the original receipt is lost or stolen. In addition, some credit card companies offer insurance on large purchases.