EPF-VPF-PPF

EPF vs. PPF vs. VPF

As the name suggests, under the VPF scheme, an employee can voluntarily contribute any percentage of his salary to the PF account. However, a subscriber needs to note that the contribution must be more than 12 percent which is the PF cap. The interest offered would be the same as that of EPF and the amount would be credited to EPF account.

rameshwaram temple

Rameshwaram Temple

Adi Shankaracharya propagated the idea of Hinduism through Advaita Vedanta and the town of Rameshwaram stands as a testimony of his faith. One of the four pilgrimage places, Char Dham of India, it modestly invites followers of Lord Shiva from everywhere to pay visit at least once in their lifetime to the Jyotirlinga installed in the Ramanathaswamy Temple. Vaishnavites are also not left in their devotion to come to this place which is believed to be associated with Lord Rama, incarnation of Lord Vishnu as well.

active-vrs-passive-income

Active vs. Passive Income

Active income is something where you will be investing lot of time. For example consider you are working on a daily 9 to 5 job and get paid at the end of the month. Here you are investing a considerable amount of time and get paid for that, if you stop working you don’t get paid. So you need to keep investing time to get paid. This kind of income is called Active income.

kumb-2019

Kumbh 2019

And once again, the king of fairs, Maha Kumbh has begun, the fair is one of the biggest get together of people across the world. Celebrated four times over the time span of 12 years with regular intervals, Kumbh Mela is a festival in itself for which millions of devotees are in waiting.

NPS national pension scheme

NPS is it worth to consider for retirement plan

At age 60, maximum 60 per cent of the corpus can be withdrawn while annuity is paid on the balance 40 per cent of accumulations. Although, maturity corpus was made partially tax-free by giving tax-exempt status to 40 per cent of the corpus amount, the balance 20 per cent of the corpus that can be withdrawn still remains taxable. One may, however, defer the lump sum withdrawal till age 70, or to avoid paying taxes on this balance, one may club it with 40 per cent annuitisation amount to buy annuity.

Retirement-planing

Retirement Planning

Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program and managing assets. Future cash flows are estimated to determine if the retirement income goal will be achieved.

tirupati-temple

Tirupati Darshan Guide

Tirupati Balaji Travel Guide provides basic information about travelling to Triupati Balaj and Tirupati Balaji darshan.  Tirupati Balaji Temple is among the richest temples in the world and perhaps the most crowded. On an average 50,000 to 100,000 devotees visit the Tirupati Balaji temple at Tirumala every day. Keeping in mind the huge number of devotees, the temple trust – Tirumala Tirupati Devasthanams – popularly called TTD

tirupati-temple

Holy place Tirupati Temple and it’s History

Lord Venkateswara Temple at Tirumala (Tirupati) is one of the most famous temples in India. With more than 35 million pilgrims visiting the temple every year, it is one of the most visited holy places and also one of the richest temples in the world. Built on the Venkata Hill, which is a part of the famous Seshachalam Hills, Tirupati Temple is considered as one of the holiest shrines by the Hindus. According to a legend, Lord Vishnu assumed the form of Sri Venkateswara to save mankind from the adversities of Kali Yuga.

budget

2019 Intrim budget key highlights

“A number of measures have been implemented to ensure clean banking. Through a transparent and accountable process, we (have) recognised NPAs,”

“There were high stressed and non-performing assets (NPAs) amounting to Rs 5.4 lakh crore in 2014. Many more were hidden through restructuring or otherwise which were discovered during Asset Quality Reviews and inspections carried out since 2015,”